FIRST TIME HOME BUYER
USDA HOME LOANS
WHAT IS A USDA HOME LOAN?
USDA, also known as the USDA Rural Development Guaranteed Housing Loan Program, is a mortgage loan offered to rural property owners by the United States Department of Agriculture. There is often little or no down payment required when financing a home that falls under the USDA footprint. Ask me how easy it is to find out if you qualify for the USDA program. We offer free no obligation consultations and are happy to discuss all your home loans options with you.
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1. My credit isn't great and I doubt I'll be approved for a home loan.
False. Your credit is revolving door and can be repaired in your favor, all you have to do is be willing to overcome this misconception by connecting with us.
2. I have no money saved for a down payment so I can’t afford the house I want to buy.
False. There are many types of loan programs, some of which require little or no down payments. Contact us to learn more about these programs.
3. My employment history is spotty and no one will give me a loan.
False. Regardless of your employment history we can still work with you to get a loan, give us a call to see what your options are.