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TYPES OF STANDARD ARM'S
Mountain Trust Mortgage offers a variety of standard arms designed to fit a wide-range of financial situations.
Several adjustable rate mortgages are available to homeowners including the 6-Month Certificate of Deposit ARM, 1-Year Treasury Spot ARM, 6-Month Treasury Average ARM and the 12-Month Treasury Average ARM. An ARM that reacts quickly to the market will allow the borrower to benefit from falling interest rates, while an ARM that lags the market will allow the borrower to take advantage of lower rates when rates begin to increase. As a borrower, it is important to watch the market and speak with your mortgage broker to decide which type of ARM will best fit your home loan needs.
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