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All applications are subject to credit and creditor approval. Program terms, conditions and guidelines are subject to change without notice. Some products may not be available in all states. Other restrictions and limitations may apply. This is not a commitment to lend. Nations Reliable Lending, LLC is an Equal Housing Lender | www.nrlmortgage.com | NMLS # 181407 - 2506 W. Main St., Ste. 400, Houston, TX 77098, 713-275-1300 | For a full list of our licenses, please visit nmlsconsumeraccess.org | Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, License #4131259

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Mountain Trust Mortgage, a dBA of Nations Reliable Lending, LLC NMLS #181407, 

16486 Bernardo Center Drive #368
San Diego, CA 92128

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4400 Post Oak Parkway, Suite 1000 Houston, TX 77027 | NRL Mortgage | Equal Housing Lender
| NRL Mortgage © 2019. All Rights Reserved. 713 275-1300 | NMLS ID 181407.

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Use this calculator to find out how long it will take to "break-even" on a refinanced loan.