FIRST TIME HOME BUYER

FHA HOME LOANS

WHAT IS AN FHA HOME LOAN?

An FHA loan is a mortgage insured by the Federal Housing Administration, a government agency within the U.S. Department of Housing and Urban Development. Borrowers with FHA loans pay for mortgage insurance, which protects the lender from a loss if the borrower defaults on the loan,

helping borrowers and assisting lenders by reducing their risk in issuing loans.

Lets't talk about FHA!
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HOMEOWNERSHIP MYTHS

1.     My credit isn't great and I doubt I'll  be approved for a home loan.

False. Your credit is revolving door and can be repaired in your favor, all you have to do is be willing to overcome this misconception by connecting with us.

2.     I have no money saved for a down payment so I can’t afford the house I want to buy.

False. There are many types of loan programs, some of which require little or no down payments. Contact us to learn more about these programs.

3.     My employment history is spotty and no one will give me a loan.

False. Regardless of your employment history we can still work with you to get a loan, give us a call to see what your options are.

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All applications are subject to credit and creditor approval. Program terms, conditions and guidelines are subject to change without notice. Some products may not be available in all states. Other restrictions and limitations may apply. This is not a commitment to lend.LendUS, LLC  is an Equal Housing Lender | https://www.lend.us/ | NMLS # 1938 - 3240 Stone Valley Road West,  Alamo, California 94507 | For a full list of our licenses, please visit nmlsconsumeraccess.org |  Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Equal Housing Opportunity

Mountain Trust Mortgage, a dBA of LendUS, LLC - NMLS ID #1938, 

16486 Bernardo Center Drive #368
San Diego, CA 92128

3240 Stone Valley Road West, Alamo, California 94507 | LendUS, LLC - NMLS ID #1938 | Equal Housing Lender
| LendUS, LLC  © 2019. All Rights Reserved | 925.295.9300