Gain extra cash, lock in a fixed payment, lower your payment or increase your
cash flow by paying off high interest debt! These are some of the benefits and
options available to you by properly and responsibly refinancing your San Diego
home loan! Mountain Trust Mortgage's refinance programs are tailored to fit your specific
There are many things to consider when refinancing your home loan and it is
important to talk about your loan options with your loan officer. Because the
fees associated with refinancing can add up quickly, many mortgage companies
waive the fees which may results in a slightly higher percentage than expected.
The amount of time you plan to spend in your home will also impact your decision
to refinance, so many mortgage lenders will allow home owners who expect to live
in their home for a minimum of three to five years the option to pay "points"
and closing costs upfront, which ensures that the home owner obtains the lowest
percentage rate possible.
It is essential to get informed about refinancing options, rates and expenses. Learn more.